Credit Report online

Credit Report   

 

Other Credit Report Related Sites, and Privacy Issues.

Now that you have reviewed your credit report and corrected any errors; you have, haven't you... How do you protect your privacy and prevent release of your personal information. Listed below is information on keeping your drivers license information private  and how to opt-out of direct mail marketing and/or telemarketing from many national companies.

CHAPTER 123 - PROHIBITION ON RELEASE AND USE OF CERTAIN PERSONAL INFORMATION FROM STATE MOTOR VEHICLE RECORDS

State departments of motor vehicles (DMVs) maintain a lot of personal information about you. (Just look at your driverís license, for example.) A new federal law (Drivers Protection Act) gives you privacy rights with regard to information maintained by DMVs. The law lists the ways this information can be used ó a DMV may distribute personal information for things like law enforcement, driver safety, insurance underwriting, etc. You have the right to opt-out of having the DMV distribute your personal information for other types of uses, including for direct marketing.

Not every DMV distributes personal information for direct marketing or for uses not specified in the law. You have a right to opt-out only if the DMV in your state distributes personal information for these purposes.

US Code as of: 01/05/99

The Federal Law if you have a interest in reading it. Please click on the title below.

Sec. 2721. Prohibition on release and use of certain personal information from State motor vehicle records

Direct Marketers

The Direct Marketing Association (DMA) offers the Mail and Telephone Preference Services, which allow you to opt-out of direct mail marketing and/or telemarketing from many national companies. Use the forms below to subscribe to the DMA's Mail and Telephone Preference Services.

Visit the DMA's web site for their most up-to-date information.

Direct Marketing Association
Mail Preference Service
P.O. Box 9008
Farmingdale, NY  11735-9008

Form in html format

Direct Marketing Association
Telephone Preference Service
P.O. Box 9014
Farmingdale, NY  11735-9014

Form in html format

Most of the following sites offer on line credit reports

Credit Score Ever wonder what makes up the credit score you have heard so much about? Now you can get your score with complete explanation and how you can improve it.

Qspace Get your credit report online in seconds. You will have unlimited access to your report for 30 days. To get your report online, you will need: A valid credit or debit card (billing address MUST be the same as mailing), A second account number (home loan, auto loan, gas, store, or credit card)

CREDITbase Credit software for TRW, Experian, Equifax, and Trans Union Credit Bureaus including FICO scores

MERit Credit Systems Offers an on-line credit report with your credit score in about one minute as well as publishing credit software.

My Credit Report Consumers can request and view an online credit report from all three credit bureaus, Equifax, Experian, Trans Union, and get information as to the status of TRW credit report.

Identity Theft This site, as the name implies, deals with ID theft and how to prevent it. They even offer the forms and contact necessary to report ID theft to your creditors and governmental agencies.

Credit Report Now! Provides credit report in three different formats, Experian, TRW report in 30 seconds, merged report from all three credit bureaus, Equifax, Experian/TRW, Trans Union (TU), and a credit monitoring service.

101 Credit Report. Offers an on-line credit report in 30 seconds, also offers your credit score, and a three bureau merged report.

Credit Software. Sells credit software that allows you to get an instant credit report from any of the three credit bureaus, Equifax, Experian, TRW and Trans Union.

Credit Software for Integrating Internet Credit Reports

The Credit Engine is a server software application that makes it possible for Internet or an in-house business system to integrate credit report data from any ( Equifax, Experian / TRW, and Trans Union) of the three national credit repositories. The credit toolkit also offers XML and merged credit reports