Experian CU Decision Expert

MERit Systems implements CU Decision Expert for Experian.

CU Decision Expert is a Credit Bureau based system that allows credit unions to easily implement automated decisioning into their credit granting process. It provides customers with an automated credit line recommendation based on customer specific credit policy and underwriting rules.


CU Decision Expert allows credit unions to make objective, explicit credit decisions using the following decision tools:


CU Decision Expert includes the following benefits:

Certified Software Vendors

CREDITbase, with CU Decision Expert is a Windows program published by MERit Systems that has been certified by Experian for use by their Credit Union customers.

CREDITbase is unique in its ability to generate as many as seven additional easy to read report types from a single in-file report. It also is able to display a report received from one bureau in the style of any other bureau, eliminating the need to learn three different format types.

MERit has been at the forefront in development and implementation of the many new products and programs offered by Experian, such as, Credit Trends, Flood Hazard Certification, Vehicle Information, automated Yes/No Systems using any Risk Model, Experian System Version 7, and both ARF and TTY protocols.

MERit is a subsidiary of Tradewind Software founded in 1984. MERit provides Credit Retrieval software and consulting for custom projects.

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