See what they see when you apply for credit, a rental, lease, or a job. Because it costs you nothing, this is an ideal starting point for learning about your own credit, and making sure that your information is being reported accurately. You get your actual credit report, absolutely free.
|In addition, the CreditCheck® Monitoring Service includes..
This is the best way to monitor your own progress in building or rebuilding credit, and to help detect fraud or identity theft before it ruins your credit.
The free credit report is yours to keep, even if you choose not to continue past the 30 day trial. Convenient secure online ordering.
You can get up to one free credit report per year if any of the following apply:
You can also get a free credit report if a company or landlord made an unfavorable decision based on the contents of your credit report in the last 60 days, as in any of the following .
|Based on a credit report in the last 60 days...||
If any of the above happened in the last 60 days, based on the contents of your credit report, you can get a free copy of your credit report within 6 to 8 working days by mail.
The company that rejected your credit must tell you which creditbureau or agencies were used by them, and the phone numbers or addresses. ("Serviced by" or "Consumer Relations Contact" or "Consumer Assistance Contact" is listed at the bottom of their copy of the credit report. The phone number and address varies by region of the country.)
Free credit reports are available upon request each year if you live in the following states.
|Colorado, Georgia (2 free reports per year!), Massachusetts, Maryland, New Jersey, Vermont|
Try these phone numbers: Equifax: 1-800-685-1111, Experian (formerly TRW) 1 888-397-3742, Trans Union: 800-888-4213.
If you need to see your credit report immediately, here are some very low-cost alternatives:
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