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CREDITbase in the News

Count on MERit to be first with innovations in credit reporting. We work closely with the major bureaus and others in the industry to help bring new ideas and solutions to market quickly.

Credit Engine for Developers
The MERit Credit Engine (MCE), the core component of several MERit credit applications, is available for licensing by interested credit information users, including Lenders, Credit Unions,  Automobile dealers, etc.

30-Day Trial Software
The CREDITbase Trial Edition is available for free Internet download by qualified business, government, and financial institutions. An account with Experian, Equifax, or Trans Union (and its login security codes) is required in order to activate the corresponding single-bureau edition with all features for a 30-day test-run demo prior to purchase. Note: This download will not work for individuals wishing to obtain their own personal credit reports.

Network / LAN / WAN 
CREDITbase™ Network edition is available in individual, as well as multi-bureau configurations. This robust, secure system is compatible with shared modem pools over LAN and WAN Novell, NT, and Windows networks.

Automated Credit Decisions
MERit's QuikDecision add-in for CREDITbase lets companies create an automated decision system.  Increased sales and reduced risk is possible by instantly displaying appropriate messages about deposit requirements, credit limits, and in the case of highly qualified applicants, recommendations to offer premium services.

Batch Credit Scoring
Portfolio batch credit scoring makes it simple for loan portfolio managers, underwriters and senior managers to quickly evaluate a portfolio in terms of credit scores. MERit System's technology has been  implemented as the key component in First American CREDCO's new EXPRESS PCR solution.

Point of Sale Decision Support
Equifax Desktop Credit Analyst provides point-of-sale decision support for approving new accounts and cross-selling additional services. 

CREDIT Union Decision Expert
Experian names MERit as first certified vendor of CU Decision Expert new credit union risk management tool. Credit scoring product CU offered with MERit's CREDITbase™ for Experian.

Calyx Point and Genesis 2000
CREDITbase™ provides credit report retrieval for Calyx Software's POINT for Windows and Genesis 2000 mortgage management software.

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